People curious about traveling for free typically ask me what credit cards I recommend. Personally, I like credit cards who have awesome sign-up bonuses or ones with lucrative perks for keeping the card each year. The Hyatt Credit Card from Chase gives a free hotel room annually, so unless their terms change, I’ll be keeping and recommending this card indefinitely. (Note: I do not receive commission from Chase Bank for writing about this.)
To get approved the Hyatt card, you typically need to have a credit score of at least 700. If you do not know what your credit score is, go to www.creditsesame.com. It’s free to use.
Unfortunately, if your score is not at least 700, you should stop reading this post and google ways to increase your credit score. Work on boosting your credit score first, then look into applying for credit cards.
If your credit score is 700+ and you’re new to credit cards, here are some rules to live by:
- Follow the credit card’s terms and conditions exactly to ensure you get the sign-up bonus
- Pay your credit card in full each month! Credit cards always have hefty interest rates and late fees. If you know you’ll over-spend, do not get a credit card. You’re probably better off actually paying cash for your dream vacation versus getting slammed with crazy high interest rates.
To apply for the Hyatt card, follow this link:
Hyatt Credit Card Terms and Conditions highlights:
- Get 2 free nights (any category) after you spend $1,000 in purchases on the card in the first 3 months from account opening.
- If you are not a big spender (like me), I recommend going to CVS and purchasing 2 x $500 visa gift cards ($3.95 fee for each, so $7.90 total). This ensures that you fulfill the requirements to get the free nights.
- The free nights have to be used within one year, so if you can’t get away within the year, wait to get this card.
- If you are using your nights (and your should be) at the all-inclusive Hyatt Ziva/Zilara (Cancun, Mexico and Montego Bay, Jamaica), you can only have 1-2 people in your room.
- Get an additional 5,000 bonus points if you add an authorized user and they make a purchase on the card within the first 3 months (reward redemptions start at 5,000 points per night, so this can be another free room)
- 1 free night each year on your cardmember anniversary at any Category 1-4 property
The Hyatt brand hosts many hotels that are on my bucket list. Both Travis and I got this card so we were able to book 4 nights (2 nights in my name then 2 nights in his) at the Park Hyatt Tokyo. We also used our Hyatt Points to stay at the all-inclusive Hyatt Zilara Rose Hall in Montego Bay, Jamaica. I plan to use more points to stay at the Park Hyatt in Paris.